| SERVICE CATEGORY |
IN-NETWORK |
OUT-OF-NETWORK |
| EAP Benefits |
|
|
| Precert Required |
Not a Covered Benefit
|
Not a Covered Benefit
|
| Visit Limit |
Not a Covered Benefit
|
Not a Covered Benefit
|
| Outpatient Psych |
|
|
| Precert Required |
Yes
|
Yes
|
| Copay Amount |
$15 - Limit does not apply
|
Does not Apply
|
| Coinsurance Amount |
Does not Apply
|
Visits
1 - 30:
50% of
Fee Schedule/visit
|
| Annual Deductible |
Does not Apply
|
Individual - $500
Combined - Y
|
| Annual Visit Limit |
Does not Apply
|
Visits 30
Combined - N
|
| Annual Dollar Max |
Does not Apply
|
For complete details contact Customer Service
|
| Annual Out of Pocket Max |
Does not Apply
|
Does not Apply
|
| Lifetime Maximum Visit Limit |
Does not Apply
|
Does not Apply
|
| Lifetime Dollar Maximum |
Does not Apply
|
For complete details contact Customer Service
|
| Outpatient Substance Abuse |
|
|
| Precert Required |
Yes
|
Yes
|
| Copay Amount |
$15 - Limit does not apply
|
Does not Apply
|
| Coinsurance Amount |
Does not Apply
|
Visits
1 - 30:
50% of
Fee Schedule/visit
|
| Annual Deductible |
Does not Apply
|
Individual - $500
Combined - Y
|
| Annual Visit Limit |
Does not Apply
|
Visits 30
Combined - N
|
| Annual Dollar Max |
Does not Apply
|
$50,000
Combined - Y
|
| Annual Out of Pocket Max |
Does not Apply
|
Does not Apply
|
| Lifetime Maximum Visit Limit |
Does not Apply
|
Does not Apply
|
| Lifetime Dollar Maximum |
Does not Apply
|
$250,000
Combined - Y
|
| Inpatient Psych |
|
|
| Precert Required |
Yes
|
Yes
|
| Copay Amount |
Does not Apply
|
Does not Apply
|
| Coinsurance Amount |
0% of
Fee Schedule - Limit does not apply
|
Visits
1 - 30:
50% of
Other/visit
|
| Alternative Levels of Care |
Yes For complete details contact Customer Service
|
Yes For complete details contact Customer Service
|
| Annual Deductible |
Does not Apply
|
Individual - $2,000
Combined - Y
|
| Annual Dollar Max |
Does not Apply
|
For complete details contact Customer Service
|
| Annual Day Limit |
Does not Apply
|
Visits 30
Combined - N
|
| Annual Out of Pocket Max |
Does not Apply
|
Does not Apply
|
| Lifetime Maximum Day Limit |
Does not Apply
|
Does not Apply
|
| Lifetime Dollar Maximum |
Does not Apply
|
For complete details contact Customer Service
|
| Inpatient Substance Abuse |
|
|
| Precert Required |
Yes
|
Yes
|
| Copay Amount |
Does not Apply
|
Does not Apply
|
| Coinsurance Amount |
0% of
Fee Schedule - Limit does not apply
|
Visits
1 - 30:
50% of
Other/visit
|
| Alternative Levels of Care |
Yes For complete details contact Customer Service
|
Yes For complete details contact Customer Service
|
| Annual Deductible |
Does not Apply
|
Individual - $2,000
Combined - Y
|
| Annual Dollar Max |
Does not Apply
|
$50,000
Combined - Y
|
| Annual Day Limit |
Does not Apply
|
Visits 30
Combined - N
|
| Annual Out of Pocket Max |
Does not Apply
|
Does not Apply
|
| Lifetime Maximum Day Limit |
Does not Apply
|
Does not Apply
|
| Lifetime Dollar Maximum |
Does not Apply
|
$250,000
Combined - Y
|